How to safeguard our personal and financial information?

How to safeguard our personal and financial information?

Nowadays, we live in an increasingly online world, we can trade stocks, buy groceries, pay bill and even transfer money through online service provided by the those companies. Almost any financial transaction you need to make can be done in your own home within a few seconds. Nonetheless, those transactions required the user to fill up the relevant information about the user’s personal data and financial data. There is a threat that our information or even our credit card will be embezzled by other in the improper manner. So, I am going to share with all of my dear reader the proper ways to keep our information secure. Let’s check it out!

1. Only Make Purchases On Trusted Sites
For your information, many small online retailers do not have adequate secure payment system. Therefore, the best way to make sure that your information does not get intercepted is by simply sticking with trusted, well-known online retailers or smaller sites that use reputable payment processors like PayPal or Google Checkout. Regardless of which site you use, you should always make sure to look for the padlock icon on the bottom of your browser to verify that the page is safe.

2. Secure Your Network
If you have a wireless network at home or work, make sure that you secure it. A hacker can gain access to anything you do over an unsecured network in a matter of seconds.

3. Install Spam-filtering Software
We must be very leery of "spam" (or junk email) that works its way into your email inbox, which may contain Trojan horses (viruses) that can get into your computer and send your information back to their unsavory creators. For your advice, is better to install spam-filtering software (or ask your email provider whether it can add spam-filtering to your account). It not only wills this cut back on going through your daily pile of junk email, it can also keep your data safe.

4. Don’t Reuse Passwords
It is a good practice to use difference password for every account that you access online. By doing this way, if someone does find out what your password for the credit card they won’t not be able to access your checking, brokerage and email account.

5. Don’t Put Private Information On Public Computers
If you are using public computer make sure that you do not save any private information onto the computer. If you are accessing a private account at library or cyber café, male sure you log out completely from your account and never choose to save login information on these computers, for instance you username and password.

6. Firewall
Before you connect your computer to the internet, you should install a firewall which can be generally described as a security guard for your home computer. This guard can helps protect your PC against hackers and many computer viruses and worms.

As conclusion, if you want to secure your personal data then you must do these steps in predicting being take advantage of by making sure that you keep yourself safe online.